Terms and Conditions

Last updated: March 11, 2026

Welcome to www.decade.com ("Website"), operated by Frontier Wealth Management Ltda, CNPJ 64.755.417/0001-47, doing business as Decade ("Company," "we," "us," or "our"). By accessing or using our Website, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, please do not use our Website.

1. About Our Services

Decade is a financial advisory firm. Through this Website, we provide general information about our services, our team, and the financial advisory industry. The content on this Website is for informational purposes only and does not constitute financial, investment, tax, or legal advice.

2. Eligibility

By using this Website, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms under applicable Brazilian law.

3. Intellectual Property

All content on this Website — including text, graphics, logos, images, and software — is the property of Decade or its licensors and is protected by Brazilian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

4. Permitted Use

You agree to use this Website only for lawful purposes. You shall not:

• Use the Website in any way that violates any applicable local, national, or international law or regulation;
• Attempt to gain unauthorized access to any part of the Website or its systems;
• Transmit any viruses, malware, or harmful code;
• Use automated tools (bots, scrapers, etc.) to access or collect data from the Website without our express permission;
• Impersonate any person or entity, or falsely represent your affiliation with any person or entity.

5. No Professional Relationship

Your use of this Website does not create a client-advisor relationship between you and Decade. A professional advisory relationship is only established through a formal written agreement signed by both parties.

6. Third-Party Links

Our Website may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy practices, or availability of those external sites. Inclusion of any link does not imply endorsement.

7. Limitation of Liability

To the maximum extent permitted by Brazilian law (including the Brazilian Civil Code and the Consumer Defense Code, where applicable):

• The Website and its content are provided "as is" and "as available," without warranties of any kind, express or implied;
• Decade shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Website;
• Decade does not guarantee the accuracy, completeness, or timeliness of any information on the Website.

8. Indemnification

You agree to indemnify and hold harmless Decade, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising out of your use of the Website or violation of these Terms.

9. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website with an updated "Last updated" date. Your continued use of the Website after any modifications constitutes your acceptance of the revised Terms.

10. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Federative Republic of Brazil. Any disputes arising from these Terms shall be submitted to the competent courts of São Paulo, State of São Paulo, Brazil.

11. Contact Us

If you have questions about these Terms, please contact us at:

Frontier Wealth Management Ltda (Decade)
CNPJ: 64.755.417/0001-47
Email: legal@decade.com
Address: Rua Groenlândia, nº 1157, Jardim América – São Paulo/SP, CEP 01434-100
Website: www.decade.com