The Decade team in São Paulo.

Newsroom

Intelligence for the most important decisions of your life

You have two jobs.

The first is your profession, and most days, it takes up nearly all of your time.

The second is taking care of the money you earn from the first.

Do well at the second job and you earn freedom: to build a family, buy a home, see the world, whatever your dream may be. You take care of yourself and the people around you. You feel in control. You feel free.

Do poorly at the second job and you live in debt and anxiety. A single illness that keeps you from working can leave you bankrupt. An accident or a layoff can wipe out your retirement.

The truth is, the second job has never been harder than it is today.

Every screen you open is designed to feed your insecurity and your spending. Every credit offer tries to claim a piece of your income, installment after installment. Every rent payment builds someone else's wealth, not yours. Every scam that finds you sells the illusion of fast, easy money. Every feed nudges you toward a betting app.

Managing to save money each month is a feat of discipline and resilience.

But saving isn't enough. Doing well at the second job requires investing.

And the moment you take that step, you run into an alphabet soup — COEs, FIDCs, LCAs, NTN-Bs — guarded by people whose own first job depends on hitting sales targets and earning commissions.

The complexity is by design: information asymmetry is a source of profit. If you don't understand how it works, it's easy to charge you while you believe it's all free.

But you're starting to sense something is off.

That incredible investment opportunity turned out to be one of the biggest corruption scandals of all time. That investment you never quite understood dropped more than 90%.

You want to ask for help, but you can't even remember who your bank manager is. And they know nothing about you.

We're building Decade to help you.

We are the first Wealth Intelligence®: the care and expertise of humans, combined with the scale and power of artificial intelligence, guiding you through the most important decisions of your life, with zero conflicts of interest. The attention once reserved for the ultra-wealthy, now at every client's side.

What we're proposing is simple, and ambitious. We want to create a new generation of capital owners in this country. Millions of people on the right side of compound interest.

Eyes on your spending and investments, 24 hours a day. Your full portfolio, consolidated through Open Finance. Protection from risky, high-cost products. Unbiased, evidence-based allocation. Simulations and plans that stretch decades ahead. A new kind of wealth management, for anyone with R$1B or less.

The next decade is yours.

Vitor Olivier

Vitor Olivier

August 4, 2026