Your money,
with intelligence.

Wealth management that unites the best of Human and Artificial Intelligence for your life's most important decisions.

Human intuition combined with the precision of technology.

Human
Intelligence
Wealth
Intelligence®
Artificial
Intelligence

Human Intelligence

Artificial Intelligence

Acts with responsibility

Monitors markets and portfolios 24/7

Applies judgment and empathy

Analyzes and simulates at scale

Educates and translates the financial world

Recommends with consistency

Welcomes you when you need it most

Remembers every interaction and context

01

Connect your wealth

Get a consolidated view of your wealth, no matter where it lives.

Connect your accounts via Open Finance, add statements, or describe your assets, without moving money.

Our AI organizes everything: real estate, offshore investments, pension plans or any other type of asset into a single platform.

02

Tell us about yourself

The more we understand who you are, your life's context, and your goals, the better we can help you plan your future.

03

Portfolio diagnosis

We analyze how well your portfolio fits your goals; we surface high fees and tax inefficiencies; we monitor your spending and transactions so you understand your cash flow and how much you can save.

04

24/7 monitoring

Get alerts only when needed: ineffective changes, idle cash, upcoming maturities, and the actions required to keep your plan on track.

05

Explore questions and scenarios with Decade AI

Proprietary AI built specifically for investing, factoring in real-time market data and any conversation you've ever had with Decade — be it in the chat or with your advisor. Ready to answer questions, run simulations, and compare investment theses, in an instant.

06

Your advisor, always available

Your advisor is always available by WhatsApp or video to help with decisions and guide you through executing your plan.

Our philosophy

We invest in decades, not quarters.

1
Mispriced risk
Excess fees
Tax inefficiency
Excessive concentration

Layer 1

Protect

We scan positions that work against your plans. Risks that don't pay off, excess fees, and tax inefficiencies. We review every expense and asset to suggest necessary adjustments.

2

Layer 2

Prepare

We plan investments around your goals to make sure you have liquidity when you need it — whether it's time to buy a home, provision for the bigger expenses that come with kids, or study abroad.

3

Layer 3

Prosper

We invest your remaining portfolio in assets that can grow uninterrupted over the long term, in pursuit of higher returns. Always respecting your risk profile.

The team behind Decade.

  • Vitor Olivier
    Vitor Olivier
    Co-founder & CEO

    One of Nubank's first engineers, he built NuConta, led the Brazil business and later Operations, before becoming CTO. Earlier in his career, he worked in Wealth Management at BTG. He holds a degree from Duke University.

  • Felipe Meneses
    Felipe Meneses
    Co-founder & Head of AI

    First Brazilian selected for the Thiel Fellowship. He founded Hyperplane, an AI company for financial institutions acquired by Nubank.

  • Carolina Maciel, CFA
    Carolina Maciel, CFA
    Investments

    MBA from China Europe International Business School. A career at Núcleo Capital, an independent São Paulo-based equity manager.

  • Jasper Bal, CGA
    Jasper Bal, CGA
    Investments

    Started out in private equity at Blackstone in London, then went on to invest in technology companies at Coatue in New York.

  • Juliana Renault, CPA
    Juliana Renault, CPA
    Advisory

    A career in investing at Leblon Equities, Pátria Investimentos, and Legacy Capital, covering equities, private equity, multi-strategy funds, and credit.

  • João Parizotto, CFA
    João Parizotto, CFA
    Investments

    A career investing in equities at Brasil Capital, an independent São Paulo-based manager, covering technology, healthcare, retail, and consumer.

  • Alice Faiwichow, CFP
    Alice Faiwichow, CFP
    Advisory

    More than ten years in financial markets, eight of them as a partner at XP Investimentos, working from investment advisory to corporate banking.

  • Gustavo Matos
    Gustavo Matos
    Legal

    Started at Mattos Filho and specialized in legal, regulatory, and compliance for fintechs, moving through Creditas, Belvo, and AstroPay.

Pricing that's 100% aligned with you

No commissions, no hidden fees, no biased suggestions.

Decade Intelligence

R$ 200/mo · yearly plan
Join the waitlist

Decade Wealth

By invitation only · Talk to your advisor

Complete financial advisory, including the execution of your investments, tax guidance, offshore structures, real estate acquisition, and other services for complex estates.

Choose your best future.

We’re onboarding new clients gradually. Sign up to be notified when a place opens.

Decade | Wealth Management